Get Your Free Credit Reports

By law everyone is entitled to receive three FREE credit reports per year- one from each major reporting agency: Experian, TransUnion and Equifax. Go to http://www.annualcreditreport.com/ to get yours. It is recommended that you use a different one every four months so you can get a year-round snapshot of your credit health.

Grocery Rewards Programs

Have you taken the time to go to your favorite grocery store's website and sign on for their web/email program? If not, please take the time to do so. My favorite store is Ralphs, so I can only discuss the benefits I receive with them, check your store to see what they offer. I routinely receive offers that allow me to access personalized coupons, and offers that give me bonus points for purchasing certain products within certain time periods, and these offers are customized to my shopping list. I have found that participating in their rewards program, combined with taking advantage of these web deals has worked out quite well for my wallet.

Coupon Website Makes Saving Easy! Print Yours Today

Please take a moment to visit the coupons.com website today by clicking through my coupons.com banner ad on the main blog page. I just printed some coupons for family favorites like Sargento Cheese, Sarah Lee Deli Meat and Newman's Own dressing. So easy and convenient! Just select the coupons that interest you and print! Coupons are restocked all the time, especially at the start of each month. They also reach print limits, so check back often and print before limit is reached.

Save Money by Treating Your Car Right

Did you know that driving with less than a quarter of a tank of gas can damage your fuel pump, says one Auto Care Expert? He also recommends keeping your tires properly inflated and rotating your them every 3-5k miles to prevent excessive wear and extend the life of your tires. When's the last time you rotated your tires?

New Used Book Store Opens in Shadowridge- Have You Checked it Out Yet?

Check out Book Place in the Shadowridge area of Vista on South Melrose. It is a newly opened book store that sells used books. It is in the same center as Nucci's and Splendid Sentiments. Great for picking up an inexpensive summer read. Take your used paperbacks in to offset your purchase price! http://www.bookplacevista.com/.

Ways to Save at The Grocery Store

1. Always use the weekly sales circular and menu plan around it. 2. Combine sale items with coupons for further savings. 3. Shop somewhere that does double coupons (like Ralphs). 4. Always use a list and stick to it to avoid impulse purchases. 5. Never shop hungry. 6. Consider the 12-week sale cycle. Items typically go on sale at their all-time low every 12 weeks. Learn the prices of the things you buy and when they hit the low in the cycle, stock up (as long as the items won't perish before you get to them).

Getting The Best Auto Insurance Rates

When is the last time you reviewed your auto insurance policy with your agent to make sure you are getting the best rates possible? Depending on the company, the following discounts may be available to help reduce your rates. Check to make sure you are getting all the discounts you may be entitled to such as: Air Bag, Garage Parking, Good Student, Antitheft Device, Driving Skills Course, Multi-Policy, Multi-Car, Mature Driver Course, Persistency (long-term loyalty to your carrier).